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Americans Are Retiring Later: Here’s Why

Americans Are Retiring Later: Here’s Why

September 15, 2025

Employers can help improve retirement readiness, so workers retire on time.

More workers are planning to retire at 70—or never. This could impact your workplace. What’s holding them back?

  • High savings goals
  • Debt and other financial stressors
  • Healthcare concerns
  • Anxiety about leaving work

The good news? You can help them feel more ready for retirement by providing helpful education, promoting catch-up savings options, sharing practical healthcare strategies, and offering phased retirement options.

Check out our guide here

Let’s chat if you’d like to talk more!

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Paul H. Etra, AIF®

Founder & President 

101 Crawfords Corner Rd, Suite 4116
Holmdel, NJ 07733

paul@bridgebenefitsgroup.com

www.bridgebenefitsgroup.com

Securities offered through LPL Financial. Member FINRA/SIPC. Investment advice offered through IHT Wealth Management, a registered investment advisor. IHT Wealth Management and Bridge Benefits Group are separate entities from LPL Financial.

This information is provided as a general guide to educate plan sponsors. It is not intended as authoritative guidance or tax/legal advice. Each plan has unique requirements, and you should consult your attorney or tax advisor for guidance on your specific situation.

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